Monday, February 28, 2011

Why 2011 May Be the End of the Housing Crash

http://on.wsj.com/fqOQkV


There might finally be some good news this year about the nation's dismal housing market. Or, at least, the bad news could stop.



Either way, it will be welcome relief for current homeowners as well as for potential real-estate investors. Reasons to be optimistic have been sadly lacking since the housing bubble burst in 2006.


Gardening for the birds and wildlife

http://bit.ly/fRc6sG


Winter is a good time to think about how to attract birds to your garden with a wildlife-friendly habitat.


Real Estate Outlook: Existing-Home Sales Rise

http://bit.ly/ftPoWL


The housing market continues to keep experts and analysts on their toes.


Thursday, February 24, 2011

Fixed Mortgage Rates This Week Better For Borrowers

http://bit.ly/e80igB


After slight movement early last week, mortgage rates ended up looking better for borrowers with a decrease of .125% for conforming 30 year and 15 year mortgage interest rates making them more competitive with FHA mortgage rates.


Friday, February 18, 2011

When Borrowers Don't Pay, Should The Bank Take Everything?

http://n.pr/hIBDJW


Wow, entirely different mindset from the US!  What do you think?



--------------



Spain, like the U.S., is going through a huge real estate bust.



But only around 3.5 percent of Spaniards with mortgages stopped making payments last year. In the U.S., the rate was above 9 percent.


Make Moving Day a Breeze

http://bit.ly/gHFFyi

It's a dreaded part of buying a new home. It can be costly and time consuming, and can even cause you physical pain. What could possible wreak all this havoc? Moving day.

Tuesday, February 15, 2011

Beware of Toxic Mercury Inside Home's Compact Fluorescent Bulbs

http://bit.ly/i7F8de


Mercury is a toxic element, and is currently an unavoidable part of CFLs. Each CFL contains about 5 mg of mercury, equivalent to the tip of a ballpoint pen. For comparison, those old mercury thermometers we all used as kids had 50-100 mg of mercury in them. And like the thermometers, the mercury in CFLs is released only if the glass is broken. Broken bulbs release mercury vapor and a mercury- containing phosphor powder.


Sunday, February 13, 2011

Visit my Open House, Today from 1:00 - 4:00



FHA & VA Welcome!!Corporate Owned! Enjoy Panoramic Mountain & Golf Course Views. 1 Level Home W/ Many Upgrades! New Interior & Exterior Paint. Kitchen Fully Equipped W/New Maple Cabinets, Granite Counters, Stainless Steel Appliances & Recessed Lighting. New Bamboo Flooring & Tile Flooring in Kitchen & Bathrooms. Bedrooms Have New Carpet. New Landscaping In The Fron t& Back Yard. There Are 2 Fireplaces In Home,�Certified Heater. New Roof.� Parking For Your Rv or Boats.

9243 Inverness Rd (at Carlton Oaks Dr) Santee, 92071

Beautiful Open House, 1:00 - 4:00 Sunday



FHA & VA Welcome!! Corporate Owned! Enjoy Panoramic Mountain & Golf Course Views. 1 Level Home W/ Many Upgrades! New Interior & Exterior Paint. Kitchen Fully Equipped W/New Maple Cabinets, Granite Counters, Stainless Steel Appliances & Recessed Lighting. New Bamboo Flooring & Tile Flooring in Kitchen & Bathrooms. Bedrooms Have New Carpet. New Landscaping In The Fron t& Back Yard. Two Fireplaces!�Certified Heater. New Roof.� Parking For Your Rv or Boats.

9243 Inverness Rd (at Carlton Oaks Dr) Santee, 92071

Saturday, February 12, 2011

How to Calculate Roof Snow Loads - (Aren't you glad you live in San Diego!?)

http://bit.ly/dZuO4c


Whether you are building an accessory structure in the backyard or trying to decide whether you need to shovel off your roof after a storm, you need a way to learn whether your roof materials are up to the weight--expressed as psf, or pounds per square foot--of the snowfall in your area. This pressure is increased or decreased based on the pitch of the roof. You can compute real-time snow load for quick decision-making or use official figures to design a new building.


Home Ownership Matters

http://bit.ly/dYl5KY


Home ownership has a significant impact on net worth, educational achievement, civic participation, health, and overall quality of life. And, home ownership helps create jobs—lots of them—right here at home.


Cut prewar home's energy bill

http://bit.ly/hUEd4d


Talk about misplaced priorities: In the name of saving energy, many people think nothing of spending tens of thousands of dollars on replacement windows. But at the same time, they'll willingly limp along with an obsolete furnace whose replacement would have a far greater payoff, dollar for dollar, on both their utility bills and their home's comfort.


Visit my Open House Today from 1:00 - 4:00



9243 Inverness Rd, Santee 92071

FHA & VA Welcome!! Corporate Owned! Enjoy Panoramic Mountain & Golf Course Views. 1 Level Home W/ Many Upgrades! New Interior & Exterior Paint. Kitchen Fully Equipped W/New Maple Cabinets, Granite Counters, Stainless Steel Appliances & Recessed Lighting. New Bamboo Flooring & Tile Flooring in Kitchen & Bathrooms. Bedrooms Have New Carpet. New Landscaping In The Front & Back Yards. Two Fireplaces!! Certified Heater. New Roof.� Parking For Your RV or Boats.

Drop by and see me! Beautiful House in Santee - Open House 1:00 - 4:00 Today



FHA & VA Welcome!! Corporate Owned! Enjoy Panoramic Mountain & Golf Course Views. 1 Level Home W/ Many Upgrades! New Interior & Exterior Paint. Kitchen Fully Equipped W/New Maple Cabinets, Granite Counters, Stainless Steel Appliances & Recessed Lighting. New Bamboo Flooring & Tile Flooring in Kitchen & Bathrooms. Bedrooms Have New Carpet. New Landscaping In The Front & Back Yards. Two Fireplaces!! Certified Heater. New Roof.� Parking For Your RV or Boats.

Moving Planner Checklist - Countdown to Moving Day

http://bit.ly/hGpVoL

Moving can be one of the most stressful times in a person's life. With a little planning and this great checklist you can you can take most of the stress out of your move.

#youwillnevercatchme without my Verizon iPhone!

#youwillnevercatchme without my Verizon iPhone!

Thursday, February 10, 2011

I'm looking for a handyman in the Eastern San Diego County / El Cajon area... any ideas?

I'm looking for a handyman in the Eastern San Diego County / El Cajon area... any ideas?

Schedule A Form: 6 Home Deduction Traps

http://bit.ly/h9dviW


Schedule A is the part of Form 1040 you use to list myriad deductions, and the more moving parts, the more prone you are to misinterpretation. To save you heartache, we asked four tax experts to weigh in on the six most common Schedule A mistakes do-it-yourselfers make.


Bank returns seized homes to military families

http://bit.ly/fmK5GL


WASHINGTON — JPMorgan Chase & Co. has returned 10 homes to military families whose properties were seized when they should have been protected a by law designed to shield service members from financial stress, a bank executive said.


Wednesday, February 9, 2011

Fannie and Freddie phase-out plan due

http://bit.ly/eAsAQ8


NEW YORK (CNNMoney) -- The Obama administration will issue a proposal later this week recommending the gradual elimination of government-sponsored mortgage backers Fannie Mae and Freddie Mac, a White House official said Wednesday.


Thursday, February 3, 2011

Banks Boost Home-Loan Relief

http://on.wsj.com/e5qocU


As the federal government's flagship mortgage-modification program comes under scrutiny for failing to meet its goal of helping three to four million troubled homeowners, state-level efforts to boost modifications appear to be picking up momentum.


Tuesday, February 1, 2011

Closing Costs Are Negotiable?

http://bit.ly/ihOspD


“There’s a lot of room for negotiation in the costs of closing and consumers should examine every charge and not hesitate to challenge them and try to bring them down,” says Barry Zigas, director of housing policy at the Consumer Federation of America. 


Tax Credits for Adding or Replacing Insulation

http://bit.ly/ercsyY


Whether it’s summer heat or winter cold, insulation makes your house a lot more livable. From 2009 to 2010, the government helped out, letting you take $1,500 in tax credits for adding insulation. If you took full advantage of this credit, congratulations:


Consumer Confidence Rises in January

http://bit.ly/dJYUQ9


Anticipation of improved conditions in business and the job market caused consumer confidence to inch up in January.