Renters Insurance: Why You Need It

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Signing up for renters insurance is easy to do and, once you get it, is no greater a drain on your monthly expenses -- and perhaps even less -- than a daily coffee habit. But most importantly, when you have renters insurance and disaster strikes (whether by burglar, flood or fire), knowing that you won't be couchless, computerless or television-free for long, might be exactly the consolation you need to get you through the mishap.