When Borrowers Don't Pay, Should The Bank Take Everything?

http://n.pr/hIBDJW

Wow, entirely different mindset from the US!  What do you think?

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Spain, like the U.S., is going through a huge real estate bust.

But only around 3.5 percent of Spaniards with mortgages stopped making payments last year. In the U.S., the rate was above 9 percent.