Great Reasons And Ways To Green Your Home - Green Living

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Whether or not global warming is one of your top concerns, some of the latest reasons for greening your home may inspire you to design with more eco-friendly materials in mind.

Know the rules about deducting mortgage interest - especially after a refinance

http://wapo.st/hUQJcY

If you buy a really expensive house or a condominium (or even a cooperative apartment), the IRS has some good news for you. Despite the statutory limitation that prohibits you from deducting mortgage interest on any principal amount over $1 million, there is a loophole. You can also deduct interest on up to $100,000 more in home-equity loans.

Visit My Open House Today 1-4 pm - 8813 Betlegeuse Way 92126 - Gorgeous, Newly Renovated!

Large 3 Bedroom/2 Bath offered at $399,900

Corporate Owned!

Large 1 Story Home Close To Stores, Theaters, New Travertine Tile Entry, New Carpet, New Interior/Exterior Paint. Granite Counters&Dark Maple Cabinets In Kitchen. New SS Appliances Installed, Along W/Recessed Lighting In Kitchen. Bathrooms Have New Maple Cabinetry W/Custom Sinks, New Landscaping In Front & Back Yard W/New Fencing In Back Yard & Newer Automatic Sprinkler System. Large Patio W/Multiple Seating Areas. New Garage Door W/Epoxy Paint Flooring. Seperate Living/Dining Room!

Home Also Accompanies A Certified Roof, Certified Heater, Walk In Closets In Master Bedroom, New Thermostat Control, Close Freeway Access, Located On A Very Quiet Street In Mira Mesa. New Closet Doors Were Installed. Everything In Bathrooms Is New From Toilet, Shower With Tub, Shower Heads. New Outlets And New Light Fixtures Throughout Home. New Garage Mechanisms Were Installed. All Information Is Deemed To Be Reliable But Is Not Guaranteed. It Is Buyer's Responsibility To Confirm All Information Prior To Close Of Escrow And Removal Of Contingencies.

Dane Christensen,
Realtor, e-Pro, CNE
California License #01859011
858-535-1521
Dane@DaneChristensenRealtor.com

Open House Today 1-4 Pm - 8813 Betlegeuse Way 92126 - Gorgeous, Renovated!

Large 3 Bedroom/2 Bath offered at $399,900

Corporate Owned!

Large 1 Story Home Close To Stores, Theaters, New Travertine Tile Entry, New Carpet, New Interior/Exterior Paint. Granite Counters&Dark Maple Cabinets In Kitchen. New SS Appliances Installed, Along W/Recessed Lighting In Kitchen. Bathrooms Have New Maple Cabinetry W/Custom Sinks, New Landscaping In Front & Back Yard W/New Fencing In Back Yard & Newer Automatic Sprinkler System. Large Patio W/Multiple Seating Areas. New Garage Door W/Epoxy Paint Flooring. Seperate Living/Dining Room!

Home Also Accompanies A Certified Roof, Certified Heater, Walk In Closets In Master Bedroom, New Thermostat Control, Close Freeway Access, Located On A Very Quiet Street In Mira Mesa. New Closet Doors Were Installed. Everything In Bathrooms Is New From Toilet, Shower With Tub, Shower Heads. New Outlets And New Light Fixtures Throughout Home. New Garage Mechanisms Were Installed. All Information Is Deemed To Be Reliable But Is Not Guaranteed. It Is Buyer's Responsibility To Confirm All Information Prior To Close Of Escrow And Removal Of Contingencies.

Dane Christensen,
Realtor, e-Pro, CNE
California License #01859011
858-535-1521
Dane@DaneChristensenRealtor.com

Mortgage rates ride rising economic tide

http://bit.ly/eMkP2X

The stock market's up, production is up, consumer confidence is up, consumer prices are up - and so are mortgage interest rates, based on this week's Freddie Mac survey and overnight movements.

GDP growth in fourth quarter falls short of expectations

http://lat.ms/hsQIb7

The economy grew at a 3.2% annual rate in the fourth quarter of 2010, the Commerce Department reported, aided by stronger consumer spending and trade. Economists were expecting growth of 3.5% and don't feel the numbers suggest strong hiring.

Gorgeous Second Floor, Corner Condo for Rent in Rancho San Diego - 2 Bedroom/2 Bath, Fireplace, Laundry

http://bit.ly/dFy46y

 

Welcome home! Enjoy life close to the city but with plenty of room to breathe! This comfortable bright condo has it all including a cozy fireplace in the living room, vaulted ceilings, open floor plan, quality appliances including filtered water & ice through the door of the large side-by-side fridge, dishwasher, microwave, and full-size washer and dryer. Close to Cuaymaca College, shopping, restaurants and services, adjacent to open space and hiking trails, features a sparkling pool, secluded spa and park-like grounds with panoramic views. Small pets considered with restrictions. CA Department of Real Estate License #01859011

10 Things That Make Buyers Bite

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Impress buyers right off the bat with a beautiful entrance. "I always tell sellers to put a fresh coat of paint on the front door,"...

Financial Crisis Report Seen As Too Little, Too Late

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But the Financial Crisis Inquiry Commission report released Thursday and its anti-climactic finding — that the subprime mortgage-fueled disaster was avoidable and that many bear responsibility — has prompted a collective shrug among many analysts and those in the financial community.

Repair, restore or update are buzzwords in home improvement

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Wandering the aisles at a home show, it's easy to daydream: that new kitchen, new bathroom, new patio.

But with belt-tightening a way of life, we've gotten a lot more practical at home shows. Now, we want to know how.

Staging for The Five Senses

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Today's sellers are on the hunt for creative ways to ramp up their marketing. It is a necessity in today's tough market to have several tricks up your sleeve.

Delightful score spices up "Emma's" romantic schemes at the Old Globe Theatre

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"Jane Austen’s Emma – A Musical Romantic Comedy," at the Old Globe Theatre, captures the essence of the original book with its witty dialogue and amusing situations, but now profits from a delightful score sung by enormously talented performers.

New San Diego Museum of Art exhibits focus on two distinct British painters

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Two exhibits representing two very different art worlds open Jan. 27 at the San Diego Museum of Art in Balboa Park: "Howard Hodgkin: Time and Place" and "Thomas Gainsborough and the Modern Woman." Here’s a synopsis of each "show."

Negotiating Tips for Homebuyers

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It is critical to respond to counteroffers as soon as possible and to avoid making a counteroffer with any term that is not truly a deal breaker. Delays in responding leave space open for another buyer to step in and create a bidding war, or even more likely, for the seller to perceive that other serious buyers might be out there. A seller's mere perception of a hint of a whiff of the scent of a potential bidding war is a homebuyer's number one nemesis, ratcheting up the possible sales price in the seller's head on an exponential basis.

10 Common Errors Home Owners Make When Filing Taxes

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Don’t rouse the IRS or pay more taxes than necessary—know the score on each home tax deduction and credit.

Love, love, LOVE, L-O-V-E ***LOVE*** this! GO JOSHUA LITMAN!

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Joshua Littman, a 12-year-old boy with Asperger's syndrome, interviews his mother, Sarah. Joshua's unique questions and Sarah's loving, unguarded answers reveal a beautiful relationship that reminds us of the best—and the most challenging—parts of being a parent.

Four Easy Home Improvement Projects

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You don't have to spend a lot of time or money

If you are like most homeowners, there are home improvements that need to be done -- like painting the exterior or replacing a roof -- and those that could be done to make your home look better.

States Take Lead in Efforts To Fight Climate Change

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Now that 2010 has gone down as one of history’s hottest years, many states are choosing not to wait for Congress to tackle global warming and are taking their own steps to slash greenhouse gas emissions.

States are increasingly adopting stricter, energy-saving building codes; spending more money (partly federal) on energy efficiency; and prodding polluters to cut heat-trapping emissions.

 

Fed Unlikely to Alter Course

http://on.wsj.com/ess0R7

The Federal Reserve gathers for its first policy meeting this year amid increasing signs that the U.S. economy is doing better, but the improvements don’t look strong enough to make officials change their easy-money policies supporting growth.

I am a Coldwell Banker agent because CB Continues to Lead in Technology and Client Service... this company rocks!

http://bit.ly/hycBro

I joined Coldwell Banker for two major reasons... first, it's a company that is literally founded on the principles of ethics, integrity and client-protection, and second because it's the leader in the use of emerging technology and innovation.  

We're just rolling out an awesome new tool called "HomeBase" which will up-level the whole experience of every real estate transaction... check it out!

8 reasons to invest in your home

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(MONEY Magazine) -- Not long ago, you could have your big remodeling project and get your money back too. Owners recouped an average of 87% of home improvement costs at resale in 2005, according to Remodeling magazine.

California Law Restricts Lender's Ability to Collect Deficiency Judgement After Short Sale

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Effective January 1, 2011, California first trust deed mortgage holders who consent to a short sale of residential property (up to four units) are prohibited from seeking a deficiency judgment for the difference between the mortgage balance and the proceeds realized through the sale.

Economists: Employment Outlook At 12-Year High

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While consumer spending and some other key economic indicators have been trending up in recent months, the thing that Americans really want to see — job growth — hasn't been as strong as anyone would like. After all, while the jobless rate fell by nearly half a percentage point in December, it still stood at 9.4 percent and businesses added only 103,000 jobs (a small number in an economy with more than 130 million jobs).

Economic events for the week beginning Jan. 24

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Analysts expect two key indexes of housing prices to tell slightly different stories about valuations in the real estate market. The Standard & Poor's Case-Shiller price index is expected to show a 0.9 percent decline in November home prices, according to a consensus of forecasters. The Federal Housing Finance Agency price index is expected to be unchanged for the same month.

Is Now the Time to Buy a Retirement Home?

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Palm Beach, Hilton Head, Santa Barbara. They're some of the most coveted vacation and retirement home markets in the nation -- and like many other locales popular with retirees, they're seeing an uptick in home sales. It's a trend that's catching the attention of many soon-to-be retirees, too, who wonder if those buyers are onto something. And it begs the question: With housing prices depressed and interest rates low, should you buy a retirement home even if you're years away from living in it?

Repair and Replace Door Hardware To Update Rooms

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(One of my most recent clients did this, and I can't wait to see the results!)

You can slam cabinet and bedroom doors only so many times before you have to repair and replace hardware that is loose, broken, or just plain old and tired. It doesn’t take a lot of time or money to tighten loose hardware, clean globs of paint off a hinge, or replace cabinet pulls to brighten any room in the house.

An appealing community: La Jolla is ?recession-proof,? and local planners among busiest in city

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If a Sunday stroll down Prospect Street isn’t enough to illustrate how extraordinarily busy La Jolla is — with businesses and people moving in and out, sustaining an active real estate market — just let the numbers do the talking.

5 steps to first-time-buyer happiness

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The first step in the homebuying process is to find out what you can afford to pay for a house, condo or co-op. This will depend on the amount of cash you have available for a down payment, your credit, income, assets and overall financial situation.

These are amazing! But if you HAD to choose, would you rather Ski or Surf out your door?

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Ski out your front door: 9 homes

Many skiers hitting the slopes this winter are also hitting the local real estate offices. Here's what's they'll find for sale at resorts around the country.

Parents who invest in a child's mortgage

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The San Diego real estate market is one of the strongest in the nation, and it is a good place to invest.  As a result many of my clients are considering a variety of options about how to get into the market.

Should parents help a family member pay for a new home? Financially and emotionally, it can be a great investment - but at what price?

There is some great advice and background info to think about. The video says it all.

Mortgage Rates Down for Second Week

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Freddie Mac (OTC: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®). The survey results showed lower mortgage rates for both long- and short-term rates, with the 30-year reaching a four-week low.

Freddie Mac says rising mortgage rates won't stop the housing recovery in 2011

http://bit.ly/fEFiCn

More robust growth of jobs and incomes should offset much of the impact of the rise in rates, and help make 2011 a year of recovery for the housing market, as well as the economy overall.

AN EXCLUSIVE OPPORTUNITY FOR VERIZON WIRELESS CUSTOMERS-- Get an iPhone 4 from our reserved quantity before they're available to everyone else

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Woo-hoo! Verizon iPhone Next Month... it's official!!

After rising for 2 months, 30-year rates drop

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Particularly relevant in the San Diego real estate market, which is widely seen as one of the few strongest markets in the US.  Clearly, the fence-sitters (both sellers and buyers) should be actively working with a good agent if they're to take advantage of these factors!

"I wouldn't be surprised to see mortgage rates stay at these levels for the next few months," said Paul Dales, U.S. economist for Capital Economics Ltd. in Toronto. "The main driver of what's happened is the 10-year Treasury, which has leveled off a bit."

CA Driver Licenses are taking over 90 Days to process! If you have a renewal coming up, be sure to start early!

CA Driver Licenses are taking over 90 Days to process! If you have a renewal coming up, be sure to start early!

Like sharp "politically incorrect" satire? Follow @TCSCzar http://tinyurl.com/2bswngf He kills BOTH sides-books http://tinyurl.com/2a9rztg

Like sharp "politically incorrect" satire? Follow @TCSCzar http://tinyurl.com/2bswngf He kills BOTH sides-books http://tinyurl.com/2a9rztg

My Blackberry Is Not Working! (Hysterical!)

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Whatever your industry... Real Estate, Mortgages, Tech Support, Health Care, Legal, Banking, Financial Advice, Hospitality,Education, or what-have-you, we have to keep up with the latest technologies.  

In anticipation of the Consumer Electronics Show in Las Vegas, and for those us who are hoping to see the new "Verizon iPhone," or "iPhone 5" and, of course, the "Next Gen iPad" announced at MacWorld 2011 in San Francisco (darn the luck, for those of us stuck in La Jolla, San Diego or anywhere else) ... I offer this to assuage our technological frustrations! 

Enjoy!

Dane Christensen

Dane@DaneChristensenRealtor, 858-535-1521

(California Real Estate Lic # 01859011)

Coldwell Banker Residential Brokerage, La Jolla

Banker Beware!

http://n.pr/f3TVMA

As a Realtor® in La Jolla and San Diego, my clients increasingly expect advanced technology such as anytime, anyplace access to the MLS, remote and mobile electronic document signing, etc.  I go the extra mile to ensure that the systems I use are the safest possible... if you're doing banking online, make sure your bank is safeguarding you too!

Banker Beware!

http://n.pr/f3TVMA

As a Realtor® in La Jolla and San Diego, my clients increasingly expect advanced technology such as anytime, anyplace access to the MLS, remote and mobile electronic document signing, etc.  I go the extra mile to ensure that the systems I use are the safest possible... if you're doing banking online, make sure your bank is safeguarding you too!

5 Steps to Owning a Home Again After Foreclosure

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It won’t be easy to obtain a mortgage after foreclosure. But with enough time, discipline, and desire, you can own your own home again. Here’s what you need to do:

Buying and Selling Your House: 11 Resolutions for 2011

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Okay, I know what you're thinking... "not another resolution, or yet another list" ... but for the serious homebuyer or seller, these are some great tips.

It's a cliche that nobody sticks to their New Year's resolutions. Many don't, of course, but if we weren't keeping our resolutions, nobody would drop on one bended knee and propose. Nobody would look for a new job. Books, plays and movies wouldn't be written. Bridges and buildings wouldn't be built. Nobody would save up and travel on that once in a lifetime vacation around the world.

Only 358 Shopping Days 'till Christmas!

http://bit.ly/gcmCCn

It was a super-busy holiday season for me (lots of work, yay!), and as a result I missed a lot of these fun things... but this is terrific if you haven't seen it!  But I'm totally ahead of schedule now!